Self-employed

Self Employed Home Loan – using add backs to incease your borrowing capacity

Self Employed Home Loan – using add backs to incease your borrowing capacity

When applying for a self employed home loan your taxable income isn’t the same as the actual income that can be used to assess your capacity to meet your commitments, including the repayments for any new loans, therefore some lenders add back any expenses incurred that reduced your taxable income. By adding back expenses you […]

What You Need to Know About Being Self-Employed

What You Need to Know About Being Self-Employed

by: Tom O’Halloran   Finding a full-time job in the current anemic job market still remains a challenge, so many are creating their own positions and becoming their own boss. A new report finds 17 million Americans now identify themselves as self-employed, freelancers, temps and other “independent workers.” The report from MBO Partners, which provides back-office […]

Reasons for becoming self-employed in later life vary by gender, culture

Reasons for becoming self-employed in later life vary by gender, culture

Self-employment can allow older workers to stay in the labor market longer and earn additional income, yet little research has addressed if reasons for self-employment vary across gender and culture. Now, University of Missouri researchers have studied factors that contribute to self-employment and found these factors differ for men and women in the United States […]

Highly Self-Employed

Highly Self-Employed

by GKERINA   For much of my working life (and I’m in my 50s, so it’s been a while), I struggled with the demands of the “normal” 40-hour work week. Working the way our society seemed to insist I work in order make a living made me feel like I was dying. I needed more peace, […]

7 Ways to Sneak Exercise Into the Self-Employed Lifestyle

7 Ways to Sneak Exercise Into the Self-Employed Lifestyle

BY NELLIE AKALP   When you’re self-employed, it’s easy to think that your schedule is 100% your own, and that you can pick and choose exactly how you want to spend your time. However, entrepreneurs work hard to please clients and build the perfect business — which means that personal time is often sacrificed for […]

How I protect my family from financial risk while being self employed

How I protect my family from financial risk while being self employed

by Guest Author   Last year something happened that I’d always dreaded—I got laid off. I’m a single parent, so this hit me hard. With the job market in bad shape, I thought the best way to replace my income would be to open up my own business. Plus, I liked that as my own […]

Self-Employment: Three Things I Wish Someone Had Told Me

Self-Employment: Three Things I Wish Someone Had Told Me

  The other day I received this text from a dear friend who had recently started her own business: “When you started your own thing, did you spend any time hiding under the covers?” Only the first three years, I replied. There are particular inner difficulties in working for yourself. No matter how carefully your […]

What Self-Employed Workers Need to Know About Obamacare

What Self-Employed Workers Need to Know About Obamacare

By KRISTEN FISCHER When I began my career as a freelance writer about eight years ago, one of the biggest obstacles I faced was figuring out how to become a solopreneur and still have good healthcare… or healthcare at all. Luckily, I got married soon after and was blessed enough to be able to go on my husband’s […]

Self-employed borrower overcomes challenges, gets dream home

Self-employed borrower overcomes challenges, gets dream home

By Sentinel Media Services                 Mortgage adviser: Brenda Wyatt, Holmgren & Associates Purchase price: $940,000 First loan amount: $625,500 Rate: 4.250 percent Second loan amount: $182,000 Backstory: Before contacting Brenda Wyatt, the client had been unable to obtain a satisfactory level of financing. Wyatt’s client has been self-employed for the past four years and his video […]

Startups Are NOT Glamorous – They Run on Fear

Startups Are NOT Glamorous – They Run on Fear

  Sex, Drugs and Rock& Roll, but not for all.     Entrepreneurs are the new rock stars. Or so it appears. The newest role-model is David Karp, founder of Tumblr, a 26-year-old who just sold his company to Yahoo for $1.1 billion. David never finished high school, started working at the age of 15 […]

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